Zythum Infosys
LEADS
CRITERIA
Please note, below are
the standard criteria we use to generate our Double Verified Live Call Transfers
and Call verified Batch Leads.
Although we try to cover most of the
parameters, we are still flexible enough to make necessary changes as per your
requirements . We offer 100% Exclusivity guarantee and 100% replacement
guarantee with all out leads. Secondly all our Live Calls come with 3 Minute
Buffer Time. Any call which does not even last for 3 minutes , would be
replaced on the same day.Please call us or chat with us for more information :
Please Note : We have not mentioned
all the Lead Criteria here because we work on custom filters for them. When you
call , you can request yur custom criteria and we will be more than happy to
follow those as our primary filters for lead generation. We prepare custom
scripts and make sure that you get what you need.
LOAN MODIFICATION STANDARD PARAMETERS :
- Min Loan Amount: $150,000 and
above.
- Must be interested in saving his
house.
- Must be At least 1 Month late on
Monthly Mortgage Payments.
- Monthly Payments less than 33% of
the total gross income.
- Must have time and willing to
speak with Loan Modification specialist regarding the same.
- 100% Exclusivity Guarantee,
should not be speaking/working with any other company.
- 100% Replacement guarantee | 3
Minute Buffer Time
MORTGAGE
REFINANCE STANDARD PARAMETERS :
- Must have time and be willing to
listen to Loan Officers refinance offer.
- Must be home-owner / borrower /
co-borrower / authorized decision maker.
- 90% or lower CLTV.
- Min Loan Amount: $150,000 or
higher.
- Min Interest Rate: 5 %( Fixed) or
higher | 4.5 %( Adjustable) or higher.
- All interest rates qualify on
cash-out refinance (cash out amount must be at least 10k).
- Should not be currently in
bankruptcy, forbearance or foreclosure.
- Mid FICO Score should not be
below 620.
- Not refinanced within the last 12
months |No Bankruptcy or Foreclosure in the last 12 months | No Payday
Loan Leads
- Accepted Property Types :- Single
Family houses. No mobile or manufactured homes.
- 100% Exclusivity Guarantee,
should not be speaking/working with any other company.
- 100% Replacement guarantee | 3
Minute Buffer Time
F.H.A
STANDARD PARAMETERS : AS PER THE PRE-SET FHA GUIDELINES
IRS TAX
RESOLUTION LEADS STANDARD PARAMETERS :
- Must have time and be willing to
listen toTax resolution specialist's offer.
- Taxes should be on the client's
name
- Must be interested in IRS Tax
resolution program.
- Pending Tax ( Federal | State)
amount should be more than $10000.
- Must not be under any payment
plan with the IRS.
- Should be behind on the taxes
with a possibility of Lien.
- Must be employed with over $2000
income per month.
- 100% Exclusivity Guarantee,
should not be speaking/working with any other company.
- 100% Replacement guarantee | 3
Minute Buffer Time
DEBT SETTLEMENT STANDARD PARAMETERS :
- Minimum Unsecured Debt (Credit
cards)Amount: $10,000 or higher.
- Must be struggling with the
Monthly Payments | Hardship situation and interested in a debt settlement
program.
- Can afford at least 2% as monthly
paymentof the toal debt amount.
- Must have a proper income source
| Not unemployed.
- Unsecured debts include - Credit
Card debts, Unsecured Personal Loan.
- 100% Exclusivity Guarantee,
should not be speaking/working with any other company.
- 100% Replacement guarantee | 3
Minute Buffer Time
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